We specialize in individual and family Texas health insurance no matter if you are located in  Austin, Houston, Dallas, or anywhere in our great state we will locate the most afordable health insurance that meets your individual needs and budget. 

We offer every Texas health insurance plan from the traditional full coverage doctor co-pay PPO plans to the new Texas high deductible HSA compatible plans.

By far the most popular medical insurance in our state are the doctor co-pay plans. These plans most resemble group health insurance provided by a consumer's employer.

Although there are some minor variations from traditional group coverage these plans offer the highest level of benefits for individual health insurance .You can expect things like preventive care and prescription drugs to be an included benefit on most doctor co-pay plans.

The newest Texas health insurance plans to enter the market are the HSA compatible high deductible health insurance plans. These plans work in conjunction with medical IRA savings accounts, allowing consumers to pay for medical expenses with pre tax dollars. Although premiums are in most cases much lower than the traditional individual doctor co-pay plans, expenses like prescription drugs and routine doctor visits will be an out of pocket expense until the yearly deductible has been met.

The last option and in most cases the most affordable health insurance is the Traditional Catastrophic Health in Texas . These plans allow the consumer to select a deductible per person and then some type of cost share level. These plans were by far the most popular health insurance plans back in the 1970's.

Since we represent most all of the individual plans you can rest assured that you are being quoted from names you know and trust. Companies like Aetna, Cigna, United HealthCare, Blue Cross and Blue Shield and Humana are all household names in the health insurance market and we are proud to represent each and every one of them as well as other solid health insurance providers.

We also specialize in providing Texas Childrens Health Insurance and coverage for dependant families on group plans but finding the monthly premiums for group coverage is not affordable.  Families that have left the job market and find that their COBRA benefits costing thousands of dollars a month can most times do much better by purchasing individual Texas health insurance on their own.